:root{--navy:#0f2a44;--navy2:#163a5e;--gold:#c5a253;--gold2:#a8893d;--ink:#1a2433;--muted:#5a6a7f;--bg:#f7f5f0;--card:#fff;--line:#e3ded3;--radius:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;color:var(--navy);line-height:1.15;margin:0 0 .6rem}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}h2{font-size:clamp(1.7rem,3vw,2.4rem)}h3{font-size:1.25rem}
a{color:var(--navy2)}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem 1rem;z-index:99}
.container{max-width:1160px;margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#dbe6f2;font-size:.9rem;padding:.45rem 0}.topbar .container{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}.topbar a{color:#fff;text-decoration:none}
header.site{position:sticky;top:0;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:.9rem 0;gap:1rem}
.brand{text-decoration:none;display:flex;align-items:center;gap:.7rem}.brand-mark{width:44px;height:44px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-family:Georgia,serif;font-weight:700;border-radius:8px}
.brand strong{color:var(--navy);font-family:Georgia,serif;font-size:1.15rem;letter-spacing:.02em}.brand span{display:block;font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}
nav ul{list-style:none;display:flex;gap:1.4rem;margin:0;padding:0}nav a{text-decoration:none;font-weight:600;color:var(--ink)}nav a[aria-current]{color:var(--gold2);border-bottom:2px solid var(--gold)}
.btn{display:inline-block;background:var(--gold);color:#10233a;padding:.75rem 1.2rem;border-radius:999px;text-decoration:none;font-weight:700;border:1px solid var(--gold)} .btn:hover{background:var(--gold2);color:#fff}.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:.5rem .7rem}
.hero{background:linear-gradient(135deg,var(--navy) 0%,#1d4a73 70%);color:#fff;padding:4.5rem 0}.hero h1{color:#fff}.hero p{color:#dbe6f2;max-width:680px;font-size:1.1rem}.eyebrow{letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:700;font-size:.8rem}
.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:2rem;align-items:center}.hero-card{background:#fff;color:#1a2433;border-radius:var(--radius);padding:1.4rem;box-shadow:0 20px 40px rgba(0,0,0,.2)}.hero-card h2,.hero-card h3{margin-top:0;color:#0f2a44}.hero-card p,.hero-card li{color:#1f2d3d}.hero-card strong{color:#0f2a44}.hero-card a{color:#163a5e;text-decoration:underline;text-underline-offset:2px;font-weight:600}.hero-card a:hover{color:#0f2a44}
.section{padding:3.5rem 0}.section.alt{background:var(--bg)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}.grid2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}.card p{color:var(--muted)}
.kicker{color:#7a5c14;font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.78rem}
.cta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:2rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;align-items:center}.cta h2{color:#fff}
footer{background:#0b1e33;color:#cbd8e8;padding:2.5rem 0;font-size:.92rem}footer a{color:#fff}footer h3{color:#fff}
.small{font-size:.88rem;color:var(--muted)} .disclaimer{font-size:.82rem;color:#9fb0c5;border-top:1px solid #24405f;padding-top:1rem;margin-top:1.5rem}
label{font-weight:600;display:block;margin:.8rem 0 .3rem}input,textarea,select{width:100%;padding:.7rem;border:1px solid #cbd5e1;border-radius:8px;font:inherit}
.notice{background:#fff8e6;border:1px solid #e8d48a;border-radius:10px;padding:1rem}
.placeholder{background:#fff3cd;border:1px dashed #c5a253;padding:1rem;border-radius:10px}
details{border:1px solid var(--line);border-radius:10px;padding:1rem;margin:.7rem 0;background:#fff}summary{font-weight:700;cursor:pointer;color:var(--navy)}
@media(max-width:820px){.grid,.grid2,.hero-grid{grid-template-columns:1fr}.nav-toggle{display:block}nav ul{display:none;flex-direction:column;position:absolute;top:68px;right:20px;background:#fff;border:1px solid var(--line);padding:1rem;border-radius:12px;box-shadow:0 10px 30px rgba(0,0,0,.12)}nav ul.open{display:flex}}